Velox Insurance is a commercial auto insurance company that covers physical damages to business vehicles like cars, vans, and trucks. This is different from the type of auto insurance policies that cover personal vehicles. Business and commercial auto insurance is a separate item because of the high level of risk that goes with operating business vehicles. This coverage can apply to heavy equipment vehicles like semi-tractors and other large trucks. It can also apply to commercial trailers and other automobiles if they are used exclusively for business purposes.